We were introduced to James in 2018, when he helped us to get Family protection in place with Life Insurance & Critical illness cover. I then told him I had some frozen pensions in the UK that I didn’t really know what was happening with them. James offered to help and I will be honest I was a bit skeptical about pension transfers after hearing some horror stories about scams. However, after signing the LOA’s, we took each step at a time, I had loads of questions and James made sure that we only went to next stage once everything was answered. In total I have 5 different pensions that were Final Salary & Defined Contribution all with varying retirement dates and conditions. I transferred them all into my own SIPP with the main reason being to consolidate into one easy place, name my own choice of beneficiaries and have more control over the income when the time comes. James was transparent and honest will everything and made sure I understood all fees and charges that were applicable. The performance has been good as well, with low cost investments. I would 100% recommend James.